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Think that insurers won’t pay a life insurance or Critical Illness claim? You’re wrong

A survey by Britain’s biggest insurer, Aviva , has revealed that fewer than half of people believe a life insurance or Critical Illness policy will pay out when a claim is made. Just 47% of people think that insurers pay this sort of claim, with a massive 86% of people believing that insurers will always…

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How you can look after your mental health in a world of social distancing

One of the likely permanent outcomes of the coronavirus pandemic is that we will live in a new world of ‘social distancing’. While strict isolation has been a key factor in preventing the spread of coronavirus, social distancing is going to require millions of people to stay at home more often. It also means we…

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The divorce rate during lockdown – Why it’s probably not what you expect

What is the divorce rate during lockdown? Early on in the lockdown, the media were all reporting the same prediction: the divorce rate would spike during the pandemic.   The Evening Standard even reported that ‘London law firms are braced for a surge in divorce filings as couples struggle to live with each other during…

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Life insurance and heart conditions – what you need to know

According to the British Heart Foundation, there are 7.4 million people in the UK living with a heart or circulatory disease. 280 hospital admissions every day are due to a heart attack, and more than 4,500 babies are born every year with a heart defect. Considering these statistics there is a strong chance that you,…

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Insurers turn to ‘virtual medical screening’ for life insurance applications

Are you looking to compare life insurance quotes and make an application for life insurance? If so, providers are keen to stress that they are ‘open for business’ as usual during this period of lockdown. However, if an insurer needs to carry out a physical medical examination as part of the underwriting process, this is…

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Coronavirus and life insurance – What you need to know

In recent days there have been the first deaths in the UK linked to the coronavirus. If you’re concerned about the outbreak, and whether you are protected in the worst-case scenario, read our complete guide to coronavirus and life insurance.   The impact of coronavirus Since it emerged in China in late 2019, the coronavirus…

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2 unusual signs of type 2 diabetes you should know

2 unusual signs of type 2 diabetes you should know According to the charity diabetes.co.uk, there are estimated to be 4.7 million people in the UK who have been diagnosed with diabetes. The condition can cause the body to lose control of the amount of sugar in your blood. With diabetes, the body does not respond to insulin…

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Immediate life cover now available for people with diabetes

Until recently, if you are one of the estimated 4 million people in the UK living with diabetes, successfully getting a life insurance policy was at best time consuming and at worst costly or unachievable.  However, things are beginning to change for the better. At I’m Insured we have a panel of life insurance providers…