No one likes to think about death. It’s one of the main reasons why, when asked, people say that they don’t have any life insurance or other protection in place. Others say that it’s too expensive or that it doesn’t pay out (both myths, which we have looked at elsewhere). A common objection we hear…
What would your family do if you were to pass away unexpectedly? Could they continue to pay the mortgage or rent, or would they be forced to move out of their home? Would they be able to maintain their standard of living? And would they have enough to pay their essential bills? If any of…
According to a leading price comparison website, 23 million Brits made new year resolutions for 2021. While going on a diet or taking more exercise were popular choices, a quarter of people pledged to sort out their finances. So, if you want to make 2022 the year you finally take control of your money, here…
There are lots of compelling reasons why you should put the right life, illness, and income protection in place. As well as giving you peace of mind that you and your family will receive financial support should the worst happen, it can also help you to maintain your lifestyle – and your loved ones to…
After a couple of years where it’s been hard to get together with friends and family, this Christmas promises to be a treat. According to the Bank of England, the average household spends nearly £740 more in December – around 29% more than usual – than in a typical month. Presents make up a lot…
Over recent weeks you may have seen the TV advertising campaign encouraging you to get your flu and Covid booster jabs this winter. As we begin to enter flu season, it’s never been more important to get yourself vaccinated. However, a jab is not the only way you can protect yourself against bugs and illness….
Inheritance Tax (IHT) is often called “Britain’s most-hated tax”. Payable on the value of your estate when you die, the tax can significantly reduce the legacy you leave to your loved ones. In the 2018/19 tax year around 1 in 27 UK deaths – more than 22,000 – resulted in an IHT charge. HMRC took…
If you have experienced a mental health issue, you’re far from alone. According to official Office for National Statistics figures, around 1 in 5 adults experienced some form of depression in early 2021 (27 January to 7 March). This represents an increase since November 2020 and more than double that observed before the coronavirus pandemic…
Over the last couple of years, Covid-19 has shown just how important it is to put the right financial protection in place. The pandemic has encouraged many people to consider how vulnerable they are to illness or death, and the problems this could cause to themselves and their loved ones. So, it’s perhaps no surprise…
If you’ve ever had an unexpected event that caused loss or damage, you’re not alone. Whether it’s cats or children, accidental damage can happen in the most unusual of ways. Gareth Hemming from the insurer Aviva says: “From the everyday unusual to the downright bizarre, we encounter all sorts of claims from our customers. “Insurance…
