Did you know that some occupations can increase your life insurance premiums? Having a job that puts you in more hazardous situations regularly is deemed riskier to some life insurance providers.
With this in mind, I’m Insured analysed recent HSE (Health and Safety Executive) data to create the 2021 Dangerous Occupations Report.
The report reveals the UK’s most dangerous jobs, most common workplace deaths, where in the country the most workplace deaths occur, the risky jobs that increase life insurance premiums and more.
The UK’s deadliest jobs – construction is revealed as the most fatal
I’m Insured broke down the fatal data by industry, revealing that construction jobs are in fact, the deadliest. With over 1 in 6 deaths attributed to this occupation between 2015 and 2020, this is higher than all other industries. Almost 1 in 5 of the total deaths at work were caused by falling from a height, something construction workers are at risk of most days.
It is clear that working with animals and heavy equipment can be highly dangerous too. Farming is the second most dangerous job in the UK, accounting for 1 in 6 deaths. In fact, nearly 3% of the total deaths were caused by interactions with cattle, and 8% by machinery.
Danger ranking
Job
% of Deaths (2015-2020)
1
Building & Construction
16.34%
2
Farming
15.60%
3
Healthcare & Nursing
13.27%
4
Manufacturing
12.90%
5
Waste management
6.27%
5
Transportation
6.27%
6
Admin & Office work
4.79%
7
Real estate
2.70%
8
Mechanic
2.58%
9
Sales
2.46%
10
Civil engineering
2.21%
11
Landscaping
1.72%
12
Roofing
1.35%
13
Painting
1.23%
13
Mining
1.23%
13
Education
1.23%
14
Utility generation
1.11%
15
Sports
0.98%
15
Scaffolding
0.98%
15
Cleaning
0.98%
The UK regions with the most workplace deaths – Scotland is the deadliest area for workers
The data reveals Scotland is the riskiest part of the UK for workers, with over 1 in 6 deaths occurring in this region.
According to the National Farmers Union, Scotland: “Some 80% of Scotland’s land mass is under agricultural production, making the industry the single biggest determinant of the landscape we see around us.” With farming jobs accounting for 1 in 6 workplace deaths, it’s no surprise that Scotland ranks so highly in the dangerous workplace stakes.
West Midlands accounts for 7% of workplace deaths, closely followed by East of England. In contrast, the safest place to work is North East, with just 3% of workplace deaths occurring in this region between 2015 and 2020.
Danger ranking
Region
% of Deaths
1
Scotland
17.40%
2
West Midlands
7.49%
3
East of England
7.16%
4
Wales
6.83%
4
North West
6.83%
5
Yorkshire and The Humber
6.74%
5
South East
6.74%
6
South West
6.33%
7
London
6.16%
8
East Midlands
5.75%
9
North East
2.58%
Workers in Glasgow are more likely to die at work than any other place in the UK
Glasgow is revealed as the most dangerous UK local authority to work in, with over 3 in every 100 UK workplace deaths occurring in the city.
Birmingham comes a close second, with over 1 in 50 workplace deaths tragically happening in the midlands city.
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